Military Auto insurance discounts

Most auto insurance carriers offer military discounts and the ability to “pause” your coverage during deployment. What you need to know is how that insurance carrier views you as a driver. The company you are considering might target drivers with tickets (non standard) or prefer someone with a clean record (preferred). They may also might be competitive in one state but have higher cost in another.

The best way to find out is to enter your zip code in the box above to start the process of getting prices. Because the quotes you are given are real time rates based on the info you provide, you will be sure you are not wasting your time.

Many on other auto insurance web sites people are given average surveys prices or estimates, not rates specific to them. Or a thank you for coming page, and assurances someone will call them. Not what someone on active duty has time to play around with.

The two large players in auto insurance for military or government personnel are USAA (United Services Automobile Association) and Geico (Government Employees Insurance Company).

About USAA Auto Insurance

“A member-owned Fortune 500 company, USAA owns and manages more than $71 billion in assets. The association is headquartered in San Antonio, Texas, with offices throughout the United States and Europe.”

To join USAA, you must be:

  • Active duty officer and enlisted personnel
  • National Guard and Reserve officer and enlisted personnel
  • Officer candidates in commissioning programs (Academy, ROTC contract, OCS and OTS)
  • Spouses and adult children of USAA members

About Geico Auto Insurance

GEICO was created over 60 years ago to insure federal employees. Discounts are given to personnel on active duty, retired military personnel and members of the National Guard or Reserves. Geico also offers both an emergency deployment discount (imminent danger pay areas) and a discount if you are a member of any of the military organizations (below).

  • Navy Federal Credit Union
  • Marine Corps League
  • Air Force Association
  • Fleet Reserve Association
  • Association of the United States Army
  • Air Force Sergeants Association
  • National Military Family Association
  • Pentagon Federal Credit Union
  • U.S. Coast Guard Chief Petty Officers Association.

You should not limit yourself to getting rates from Geico or USAA. Many companies not honor our fighting men and women with 10% or more discounts. Get rates at the top in the zip code box and see how they compare.