United Services Automobile Association (USAA)

Articles, Insurance Company
Since USAA has no shareholders, profits are retained or returned to the members. Returns are accomplished through a Subscriber's Savings Account, or SSA. Major car insurance competitors include AAA, Allstate, Farmers Insurance, Geico, Nationwide, Progressive, and State Farm. USAA was founded in 1922 and has over 5 million customers. They are a Fortune 500 company. They offer coverage to mostly military personnel and their families. It's auto and homeowners products are sold only to active duty, National Guard and Reserve enlisted personnel, officers and officer candidates, and their families. Life insurance and other financial services are sold to civilians as well. Strengths include low to moderate premiums, responsiveness and dividend checks. Weaknesses include dropping customers who develop poor driving records, few local agents and little done in person. USAA Ratings…
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Mercury Auto Insurance

Insurance Company
Mercury General Corporation was incorporated in 1961. They primarily write car insurance throughout California, Georgia, Illinois, Kansas, Georgia, and Texas. They are owned by Mercury General Group. They write all risk classifications of automobile insurance, homeowners insurance, mechanical breakdown insurance, commercial and dwelling fire insurance and commercial property insurance. Mercury General Corp. is the parent of Mercury Casualty Company (MCC), an automobile insurer. In addition to MCC, Mercury General has seven direct and six indirect subsidiaries. They are rated AA by Standard & Poor’s. Mercury auto insurance discounts in California: Good driving Driver training discount of 1% Anti-Theft Devices Good students Multiple cars Multi-policy discount of 15% Mercury does not give discounts in California for: Anti-lock brakes Air bags Drivers training Low mileage Group programs Mature Driver courses Mature drivers…
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Hartford Auto Insurance

Auto Insurance, Insurance Company
Hartford provides personal and commercial homeowners, auto, annuities, employee benefits and workers' comp coverage. The Hartford serves customers through 11,000 independent agencies, independent agents and brokers and financial institutions. They are based, you guessed it, in Hartford, Connecticut. The Hartford auto insurance discounts in California: Air bag discount of Anti-Theft Device discount of 5% Passive restraints (seat belts) 10% - 20% Group programs 10% Anti-lock brakes 3% Mature Driver course discounts of 5% Multi car discount of 17% - 39% Good student discount of 10% Multi-policy credit of 10% - 16% The Hartford does not give discounts for: Drivers training Low mileage Mature drivers Daytime auto running lights Low mileage Comparison of Auto Insurance Carriers & Brokers Acceptance Insurance services AZ, AR, CO, GA, IL, IN, IA, NE, ND, WI…
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