American Family Car Insurance

Amfam offers auto, homeowners, life, and health coverage. One of it’s main competitors are Allstate and State Farm. They cover about seventeen states in the Midwest including Arizona, Colorado, Illinois, Idaho, Iowa, Indiana, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah and Wisconsin. They are rated AA- by Standard & Poor’s.

American Family took #6 in the J.D. Powers 2011 U.S. Auto Claims Satisfaction Study, being only 1 of 4 car insurance companies getting a 4 out of 5 rating.

American Family auto insurance discounts:

  • Auto & Life Discount
  • Home & Auto Discount
  • Multiple Vehicle Discount
  • Good Student Discount
  • Air Bag Discount
  • Good Driver Discount
  • Defensive Driver Discount

American Family does not give discounts for:

  • Anti-lock brakes
  • Low mileage
  • Group programs
  • Mature drivers
  • Daytime auto running lights
  • Low annual mileage
  • Passive restraints (seat belts)
  • Mature Driver course discounts of

Comparison of Auto Insurance Carriers & Brokers

Carrier Name Pay by mile? JD Powers
Claims paying
JD Powers Rates
Out of 5
JD Powers Overall
Out of 5
21st Century Yes 2 3 2
AAA Yes 2 2 2
AIG No *NR *NR *NR
Acceptance Ins. No *NR *NR *NR
American Family No 4 3 3
Affirmative Insurance No *NR *NR *NR
Allied No *NR *NR *NR
Allstate Yes 3 2 3
Ameriprise No No 5 4
Amica No 4 5 5
California Casualty No *NR *NR *NR
Coast National No *NR *NR *NR
CSAA No 3 4 3
Direct General No *NR *NR *NR
Electric Insurance No *NR *NR *NR
Encompass Insurance No 2 2 2
Erie No 3 5 4
Esurance No 2 3 2
Explorer No *NR *NR *NR
Farmers No 2 2 2
Geico No 3 4 3
GMAC Yes *NR 3 2
The Hartford No 4 3 3
The Hanover No 3 2 2
Horace Mann No *NR *NR *NR
Infinity No *NR *NR *NR
Liberty Mutual Business 3 3 3
Mercury No 3 3 2
Metlife No 3 3 2
MileMeter Yes *NR *NR *NR
Nationwide No 3 2 2
New Jersey Manufacturers No No 5 5
Progressive Yes 3 3 3
Prudential No *NR *NR *NR
Safeco No 3 3 3
Safeway No No Yes *NR
State Farm Yes 4 3 4
Titan No No No *NR
Travelers No 3 3 2
Unigard No *NR *NR *NR
Unitrin Direct No *NR *NR *NR
USAA No 5 5 5
Viking No *NR *NR *NR
Wausau No *NR *NR *NR
Wawanesa No *NR *NR *NR
Western General No *NR *NR *NR
Western United No *NR *NR *NR
Workmens No *NR *NR *NR
Carrier Name Pay by mile? JD Powers
Claims paying
JD Powers Rates
Out of 5
JD Powers Overall
Out of 5
  • Acceptance Insurance services AZ, AR, CO, GA, IL, IN, IA, NE, ND, WI
  • CSAA or California State Automobile Association services Northern California, Nevada, and Utah
  • Esurance services only AZ, CA, CO, CT, FL, GA, IL, MD, MI, MO, NJ, NV, NY, OH, PA, TN, TX, VA, WA, WI, & MN
  • Mercury services only AZ, CA, FL, GA, IL, MI, NJ, NY, NV, OK, PA, TX, & VA
  • Viking Insurance is available in the following states: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin and Wyoming.