AAA Auto Insurance

American Automobile Association is a non profit group of 51 motor clubs throughout North America. .large auto insurer in the United States, with many spiffs and discounts for it’s over 50 million members. National headquarters are in Heathrow, Florida. Major car insurance competitors include Allstate, Farmers Insurance, Geico, Nationwide, Progressive, and State Farm. AAA Corporation was founded over 100 years ago.

They are rated AA by Standard & Poor’s

AAA auto insurance discounts in California:

  • Mature Driver discounts of 1.9% are available.
  • Air bags up to 8%
  • Anti-Theft Device discount of 17.5%
  • Multi car discount of up to 22%
  • Good student discount of 14.4%
  • Group discount of up to 9.4%
  • A Superior driver discount of up to 4.7%
  • Multi-policy discount of up to 11.7%

AAA does not give discounts for:

  • Anti-lock brakes
  • Daytime auto running lights
  • Carpooling
  • Low mileage
  • Passive restraints (seat belts)

Comparison of Auto Insurance Carriers & Brokers

Carrier Name Pay by mile? JD Powers
Claims paying
JD Powers Rates
Out of 5
JD Powers Overall
Out of 5
21st Century Yes 2 3 2
AAA Yes 2 2 2
AIG No *NR *NR *NR
Acceptance Ins. No *NR *NR *NR
American Family No 4 3 3
Affirmative Insurance No *NR *NR *NR
Allied No *NR *NR *NR
Allstate Yes 3 2 3
Ameriprise No No 5 4
Amica No 4 5 5
California Casualty No *NR *NR *NR
Coast National No *NR *NR *NR
CSAA No 3 4 3
Direct General No *NR *NR *NR
Electric Insurance No *NR *NR *NR
Encompass Insurance No 2 2 2
Erie No 3 5 4
Esurance No 2 3 2
Explorer No *NR *NR *NR
Farmers No 2 2 2
Geico No 3 4 3
GMAC Yes *NR 3 2
The Hartford No 4 3 3
The Hanover No 3 2 2
Horace Mann No *NR *NR *NR
Infinity No *NR *NR *NR
Liberty Mutual Business 3 3 3
Mercury No 3 3 2
Metlife No 3 3 2
MileMeter Yes *NR *NR *NR
Nationwide No 3 2 2
New Jersey Manufacturers No No 5 5
Progressive Yes 3 3 3
Prudential No *NR *NR *NR
Safeco No 3 3 3
Safeway No No Yes *NR
State Farm Yes 4 3 4
Titan No No No *NR
Travelers No 3 3 2
Unigard No *NR *NR *NR
Unitrin Direct No *NR *NR *NR
USAA No 5 5 5
Viking No *NR *NR *NR
Wausau No *NR *NR *NR
Wawanesa No *NR *NR *NR
Western General No *NR *NR *NR
Western United No *NR *NR *NR
Workmens No *NR *NR *NR
Carrier Name Pay by mile? JD Powers
Claims paying
JD Powers Rates
Out of 5
JD Powers Overall
Out of 5
  • Acceptance Insurance services AZ, AR, CO, GA, IL, IN, IA, NE, ND, WI
  • CSAA or California State Automobile Association services Northern California, Nevada, and Utah
  • Esurance services only AZ, CA, CO, CT, FL, GA, IL, MD, MI, MO, NJ, NV, NY, OH, PA, TN, TX, VA, WA, WI, & MN
  • Mercury services only AZ, CA, FL, GA, IL, MI, NJ, NY, NV, OK, PA, TX, & VA
  • Viking Insurance is available in the following states: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin and Wyoming.