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What is Classic Car Insurance?

Classic car insurance or collector car insurance can save you a significant amount of money and increase your coverage because traditional auto insurance carriers are geared towards insuring a larger volume of vehicles. They simply don't know how to treat your specialty or collector car.

Classic cars are usually considered antique vehicles (15 - 20 years old or older). Collector cars can also include:

Exotic autos new and old.
Muscle cars.
Sports cars of all ages.
Rare or desirable
Kit cars

The largest benefits with Classic Car Insurance are Agreed Value and Roadside Assistance. Agreed value gives you fair compensation if the car is wreaked or stolen. The Roadside Assistance means if you need to be towed, they will send a flatbed. The Collectors car means much more to him than a regular beater. That's why they typically will drive a lower speeds, use car covers, garages, etc. A high value car could be damaged being towed by a normal tow truck with modifications, like lowering.

Please be aware Classic Car Insurers typically will not insure teen drivers or cars with many commuting miles.

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