Less Common Auto Insurance Discounts
Here are more discounts that are less common and your savings may not be as significant:
- Buying an insurance policy direct from the insurance carriers web site can save you
- Occupation specific like the "engineering and scientist" discount which could save you up to 30% if you are in those professions
- Group plan discounts from your employer, professional association, credit union or alumni group
- Loyal or good customer for staying with the company for more than a certain number of years
- Hybrid owner discount
- Student or college graduate discount
- Passive seat belts
- Air bags
- Passive anti-theft device
- Anti-lock brakes
- Non sport or performance model vehicle
- Excellent or superior insurance score - credit rating, proving you are responsible
- Driver's education or driver improvement course
- Military auto insurance discount can save you up to 15% for active and retired members
- Teacher discount can save you up to 30% if you're a state certified educator, full-time college or university professor or NEA member
- Paying your annual auto insurance premium up front is not really a discount but can still save you 5-9% off financing.
