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Less Common Auto Insurance Discounts

Here are more discounts that are less common and your savings may not be as significant:
  • Buying an insurance policy direct from the insurance carriers web site can save you
  • Occupation specific like the "engineering and scientist" discount which could save you up to 30% if you are in those professions
  • Group plan discounts from your employer, professional association, credit union or alumni group
  • Loyal or good customer for staying with the company for more than a certain number of years
  • Hybrid owner discount
  • Student or college graduate discount
  • Passive seat belts
  • Air bags
  • Passive anti-theft device
  • Anti-lock brakes
  • Non sport or performance model vehicle
  • Excellent or superior insurance score - credit rating, proving you are responsible
  • Driver's education or driver improvement course
  • Military auto insurance discount can save you up to 15% for active and retired members
  • Teacher discount can save you up to 30% if you're a state certified educator, full-time college or university professor or NEA member
  • Paying your annual auto insurance premium up front is not really a discount but can still save you 5-9% off financing.