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Drawbacks Of Online Rates. Our rates are accurate and real time, not based on surveys or estimates.

No-Fault Auto Insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.

Military Insurance Discounts. There were two large players in auto insurance for military or government personnel.

Senior Auto Insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.

Gap Insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.

Classic Car Insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts.
 
 
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Here are more discounts that are less common and your savings may not be as significant:

  • Buying an insurance policy direct from the insurance carriers website can save you
  • Occupation specific like the "engineering and scientist" discount which could save you up to 30% if you are in those professions
  • Group plan discounts from your employer, professional association, credit union or alumni group
  • Loyal or good customer for staying with the company for more than a certain number of years
  • Hybrid owner discount
  • Student or college graduate discount
  • Passive seat belts
  • Air bags
  • Passive anti-theft device
  • Anti-lock brakes
  • Non sport or performance model vehicle
  • Excellent or superior insurance score - credit rating, proving you are responsible
  • Driver's education or driver improvement course
  • Military auto insurance discount can save you up to 15% for active and retired members
  • Teacher discount can save you up to 30% if you're a state certified educator, full-time college or university professor or NEA member
  • Paying your annual auto insurance premium up front is not really a discount but can still save you 5-9% off financing.
I recommend Comparison Market, they offer multiple brandname carriers, a secure interface and the ability to compare plans side by side.

 
 
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