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No-Fault Auto Insurance . No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military Insurance Discounts . There were two large players in auto insurance for military or government personnel.Senior Auto Insurance . (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap Insurance . Unless you put a large down payment on your new car, it will be worth less than what you owe on it.Classic Car Insurance . Aka collector car insurance can save you a significant amount of money and increase coverage amounts.
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Your states average auto insurance premium.
State
Average Liability Premium
Average Collision Premium
Average Comprehensive Premium
Average Combined Premium
Alabama
$319.76
$278.56
$119.84
$718.16
Alaska
$457.14
$317.17
$138.47
$912.78
Arizona
$449.82
$251.75
$174.81
$876.38
Arkansas
$330.16
$255.31
$136.37
$721.84
California
$391.24
$263.64
$110.32
$765.20
Colorado
$435.04
$244.80
$201.89
$881.74
Connecticut
$549.24
$276.61
$127.91
$953.77
Delaware
$566.03
$248.13
$113.14
$927.30
DC
$548.08
$368.40
$227.23
$1,143.71
Florida
$456.95
$229.20
$112.44
$798.59
Georgia
$339.34
$323.44
$147.45
$810.23
Hawaii
$502.98
$216.60
$91.92
$811.50
Idaho
$285.69
$195.00
$128.01
$608.70
Illinois
$348.30
$265.70
$111.95
$725.95
Indiana
$321.22
$229.57
$106.90
$657.68
Iowa
$253.76
$179.79
$124.12
$557.67
Kansas
$268.21
$226.60
$193.95
$688.76
Kentucky
$389.94
$235.14
$108.67
$733.75
Louisiana
$467.29
$235.14
$164.35
$928.48
Maine
$293.38
$206.24
$100.27
$599.88
Maryland
$450.11
$255.15
$122.95
$828.22
Massachusetts
$596.58
$289.66
$142.38
$1,028.62
Michigan
$281.87
$400.31
$161.54
$843.72
Minnesota
$409.10
$195.31
$158.44
$762.84
Mississippi
$332.76
$272.93
$164.53
$770.22
Missouri
$331.36
$251.06
$127.18
$709.59
Montana
$290.24
$198.54
$182.79
$671.57
Nebraska
$275.82
$195.97
$177.66
$649.45
Nevada
$531.63
$279.96
$125.95
$937.54
New Hamp.
$373.20
$239.28
$100.68
$713.15
New Jersey
$586.74
$373.22
$186.43
$1,146.39
New Mexico
$398.07
$261.41
$168.85
$828.33
New York
$613.27
$288.60
$189.56
$1,091.43
North Carolina
$317.60
$240.24
$112.51
$670.35
North Dakota
$231.54
$186.75
$183.02
$601.32
Ohio
$340.57
$216.79
$88.43
$645.79
Oklahoma
$340.62
$242.88
$152.66
$736.17
Oregon
$381.87
$212.36
$110.32
$704.55
Pennsylvania
$421.01
$240.47
$114.38
$775.85
Rhode Island
$539.03
$308.09
$124.89
$972.01
South Carolina
$345.38
$237.90
$141.76
$725.03
South Dakota
$251.27
$182.30
$185.31
$618.88
Tennessee
$313.02
$261.87
$112.19
$687.09
Texas
$388.79
$235.91
$134.75
$759.45
Utah
$352.11
$243.93
$121.99
$718.03
Vermont
$294.55
$243.07
$110.03
$647.65
Virginia
$341.19
$208.51
$101.13
$650.84
Washington
$445.96
$227.93
$129.87
$803.76
West Virginia
$405.63
$258.69
$150.78
$815.10
Wisconsin
$298.95
$195.72
$119.14
$613.81
Wyoming
$246.96
$208.20
$191.11
$646.27
National Average
$397.58
$256.58
$131.64
$785.80
Average premiums are based on 2000 from the National Association of Insurance Commissioners. You can also find out if your State reports tickets to other States.
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