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Your state's minimum for auto insurance

State	Liability min. for each individual injured party per accident	Total liability min. for all injured parties per accident.	Total property damage min. per accident.	Medical Payments (PIP) required?	No-fault state?	Uninsured motorist required?
Alabama	$20,000	$40,000	$10,000	No	No	No
Alaska	$50,000	$100,000	$25,000	No	No	No
Arizona	$15,000	$30,000	$10,000	No	No	No
Arkansas	$25,000	$50,000	$25,000	No	No	No
California	$15,000	$30,000	$5,000	No	No	No
Colorado	$25,000	$50,000	$15,000	Yes	Yes	No
Connecticut	$20,000	$40,000	$10,000	No	No	Yes
D.C.	$25,000	$50,000	$10,000	No	No	Yes
Delaware	$15,000	$30,000	$5,000	Yes	No	No
Florida	$10,000	$20,000	$10,000	Yes	Yes	No
Georgia	$25,000	$50,000	$25,000	No	No	No
Hawaii	$20,000	$40,000	$10,000	Yes	Yes	No
State	Liability min. for each individual injured party per accident	Total liability min. for all injured parties per accident.	Total property damage min. per accident.	Medical Payments (PIP) required?	No-fault state?	Uninsured motorist required?
Idaho	$25,000	$50,000	$15,000	No	No	No
Illinois	$20,000	$40,000	$15,000	No	No	Yes
Indiana	$25,000	$50,000	$10,000	No	No	No
Iowa	$20,000	$40,000	$15,000	No	No	No
Kansas	$25,000	$50,000	$10,000	Yes	Yes	Yes
Kentucky	$25,000	$50,000	$10,000	Yes	Yes	No
Louisiana	$10,000	$20,000	$10,000	No	No	No
Maine	$50,000	$100,000	$25,000	No	No	Yes
Maryland	$20,000	$40,000	$15,000	Yes	No	Yes
Massachusetts	$20,000	$40,000	$5,000	Yes	Yes	Yes
Michigan	$20,000	$40,000	$10,000	Yes	Yes	No
Minnesota	$30,000	$60,000	$10,000	Yes	Yes	Yes
State	Liability min. for each individual injured party per accident	Total liability min. for all injured parties per accident.	Total property damage min. per accident.	Medical Payments (PIP) required?	No-fault state?	Uninsured motorist required?
Mississippi	$10,000	$20,000	$5,000	No	No	No
Missouri	$25,000	$50,000	$10,000	No	No	Yes
Montana	$25,000	$50,000	$10,000	No	No	No
Nebraska	$25,000	$50,000	$25,000	No	No	No
Nevada	$15,000	$30,000	$10,000	No	No	No
New Hampshire	$25,000	$50,000	$25,000	No	No	Yes
New Jersey	$15,000	$30,000	$5,000	Yes	Yes	Yes
New Mexico	$25,000	$50,000	$10,000	No	No	No
New York	$25,000	$50,000	$10,000	Yes	Yes	Yes
North Carolina	$30,000	$60,000	$25,000	No	No	No
North Dakota	$25,000	$50,000	$25,000	Yes	Yes	Yes
State	Liability min. for each individual injured party per accident	Total liability min. for all injured parties per accident.	Total property damage min. per accident.	Medical Payments (PIP) required?	No-fault state?	Uninsured motorist required?
Ohio	$12,500	$25,000	$7,500	No	No	No
Oklahoma	$10,000	$20,000	$10,000	No	No	No
Oregon	$25,000	$50,000	$10,000	Yes	No	Yes
Pennsylvania	$15,000	$30,000	$5,000	No	Yes	No
Rhode Island	$25,000	$50,000	$25,000	No	No	Yes
South Carolina	$15,000	$30,000	$10,000	No	No	Yes
South Dakota	$25,000	$50,000	$25,000	No	No	Yes
Tennessee	$25,000	$50,000	$10,000	No	No	No
Texas	$20,000	$40,000	$15,000	No	No	No
Utah	$25,000	$50,000	$15,000	Yes	Yes	No
Vermont	$25,000	$50,000	$10,000	No	No	Yes
Virginia	$25,000	$50,000	$20,000	No	No	Yes
State	Liability min. for each individual injured party per accident	Total liability min. for all injured parties per accident.	Total property damage min. per accident.	Medical Payments (PIP) required?	No-fault state?	Uninsured motorist required?
Washington	$25,000	$50,000	$10,000	No	No	No
West Virginia	$20,000	$40,000	$10,000	No	No	Yes
Wisconsin	$25,000	$50,000	$10,000	No	No	Yes
Wyoming	$25,000	$50,000	$20,000	No	No	No

Written by Craig J. Casey

Financial Writer helping people with their insurance problems on the net since 1998.

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