Senior auto insurance plans

Drivers 75 and older have one of the highest rates of fatal daytime accidents. That is why (a) Taking a drivers safety course and (b) going with a auto insurance that gives seniors discounts is very important. With many auto carriers, your premium may actually increase after age 50-55.

AARP's partnership with The Hartford is the leader when it comes to auto insurance and seniors. They offer a Full 12-month rate protection and lifetime renew ability are standard with their exclusive plan from The Hartford.

Benefits include:

• Full New Car Replacement Guarantee
• Lifetime Repair Warrantee
• Lifetime Renew ability
• Fast, no-hassle claim payments
• and Online Customer Service Center for claim reporting, bill payment and more.

AARP also offers 55 ALIVE, mature driving courses through local AARP chapters. Many insurance companies like Esurance offer subscriber discounts with proof of course completion. Just be sure to check eligibility rules because these discounts are not provided with every auto insurance carrier.