Problems with online auto insurance quotes

• You may have to pay a brokerage fee
• Receive an initially low rate, then get it increased if the insurance carrier finds some non disclosed information about your credit or driving record
• You lose any loyal or long term customer discount you now may have, if you go with a new provider
• Some car insurance companies quote only by e-mail or phone, making you wait for a price.
• Car insurance policies issued online may only an estimate, not an actual binding rate.
• Car insurance may only one country - not practical if you need it overseas or on deployment
• Hard to get comparisons of all policy premiums from different car insurance companies
• Technical problems can always occur online.
• Your credit card gets charged but you don't get any coverage or confirmation?
• Auto insurance websites rarely offer quotes from many different car insurance companies
• The carrier(s) may not cover your type of car, especially if you have a vintage, rare, collector or exotic vehicle
• It may be hard to get all your discounts online (i.e. multi policy, military. etc.)
• Online carriers may not quote in your state, but have policies available locally or over the phone
• Online car insurance companies may only want the safest of drivers, and not cover you if you have points and/or accidents