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Personal info auto insurance companies need
Carriers want the least risk possible, and that means knowing as much about you as possible. Including:- Credit scores
- Loss rate of your coverage group
- Age
- Social Security number
- Date of birth
- Accidents (number of claims)
- Violations
- Policy term and limits
- Prior insurance
- Vehicle make and model
- Discounts and deductibles
- How long you have been licensed
- Home ownership - if you lease, own or rent
- Drivers license numbers for every person to be listed on your auto insurance policy
- Age when first licensed and license status
- Accidents, violations or claims in the last 5 years
- Occupation
- Highest level of education completed
- Years with your current employer
- Daily Commute
- Air bags, passive restraints, anti-theft devices and / or anti lock brakes
- If any company has declined, cancelled, or refused to renew for cause any listed driver in the last five years
- Mileage when you bought the car and current mileage
- If any vehicles have any major, un-repaired structural damage
- Vehicle Identification Numbers or VIN - on your vehicle registration or driver's side dashboard inside your car
- Your auto loan or lease info
- Any lapses in coverage during the past twelve months
- Current policy limits and expiration date
- Current insurance provider
- Deductibles
- Year, make and model of all vehicles
- If your vehicle has substantial customization that you want insured at an additional cost
Read my auto insurance needs FAQ.
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