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Drawbacks Of Online Rates. Our rates are accurate and real time, not based on surveys or estimates.

No-Fault Auto Insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.

Military Insurance Discounts. There were two large players in auto insurance for military or government personnel.

Senior Auto Insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.

Gap Insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.

Classic Car Insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts.
 
 
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DMV Records Many driving records contain mistakes. These can cost you hundreds of dollars more per year in auto insurance premiums. If you have been charged with a ticket, accident and / or DUI, you don't need a mistake that makes your record look even worse.

According to the Insurance Research Council over 1/5 of driving records contain mistakes. The mistakes exist for varying reasons but the most common reason is that speeding violations which have been dismissed (after completing a traffic school class) still show up on record. Other mistakes result from clerical errors where a DMV employee mistyped.

Only 14 states currently input driving history information electronically, while the rest still use ordinary paper and pen. Such a system is bound to produce errors.

If your job requires significant travel (especially with a company car), then it may be particularly important that you know what is on your driving record. Mistakes on that record could be costly.

A copy of your driving record can benefit you in a traffic courtroom as well. Although there may be a copy of your record already there, by bringing your own you demonstrate responsibility and a pro active nature to the judge.

A. Locate your state DMV and get a copy of your driving record.

Then:

B. Waiting out your State's statute of limitations. Most minor traffic offenses will drop of in 2-3 years, however, a DUI or more serious offense (manslaughter, serious injury, etc.) can stay on your record from 10 years and beyond.

or:

C. Hire a Lawyer,and for a fee he might be able to expunge your driving record.

This will involve:

  1. Convincing the court you were convicted in to set aside a conviction; and
  2. Convincing the Secretary of State or DMV to remove it from your driving record.


 
 
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