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Factors that influence your auto insurance premium

• Increased company losses, accident rates and/or repair costs for your defined area
• Adding another vehicle to the policy
• Your credit history
• If you are single, married or divorced
• If you use your vehicle commercially
• If you have any DUIs or DWIs in the last 5 years
• If your license been suspended or revoked in the last 5 years
• The number of moving violations in the last 4 years
• Number and cost of accidents in the last 4 years
• Total points or fines received in the last 4 years
• Your highest grade level attained
• If you are in a high risk occupation

Written by Craig J. Casey

Financial Writer helping people with their insurance problems on the net since 1998.

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