Some states allow "no-fault" insurance carriers to go after the at-fault party (see Subrogation) anyway.
Claims over the "verbal threshold" can still be litigated
Car accidents victims could go right to a neurologist's office or order CAT scans to examine an injury without seeing a general physician first and your PIP policy would have to pay for that, in most cases.
Your PIP or no-fault coverage will only pay for your lost wages up to the limits of your coverage.
Under most no fault laws, medical personnel do not have to follow rules on when to use specific treatments.
You'll have to pay a deductible if you make a claim under your PIP (no fault) coverage.
Some no-fault states may not give you the option of contacting the at-fault driver's insurer to recover property-damage payments and medical expenses not paid by your PIP.
If an insurer take a claimant to arbitration, even if it wins 99 percent of the issues and loses just 1 percent, the company must pay the total bill submitted.
In some no fault states like New York, carriers have only 30 days to challenge claims.
Questionable doctors, lawyers and collision repair facility operators use no fault insurance to defraud carriers and increase your rates.
Most state laws prohibit insurers from surcharging policyholders for accidents in which they weren't at fault anyway.
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Comparison Market, they offer online binding, a dependable interface and many top rated carriers. You can get a good prices regardless of if your State is no-fault or not.
Some states allow "no-fault" insurance carriers to go after the at-fault party (see 
Claims over the "verbal threshold" can still be litigated
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