Top ten least and most expensive cars to insure

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Unless she's a classic, hot rod or exotic cars (like Ferraris) have high insurance costs. Speed kills. Read here about modifying your vehicle. Most Expensive Vehicles to Insure 1. Porsche 911 GT2: $2943.78 2. Mercedes-Benz S65 AMG: $2863.03 3. Dodge Viper SRT10 Coupe: $2851.89 4. Porsche Panamera Turbo: $2837.39 5. Dodge Viper SRT10 Roadster: $2815.90 6. Mercedes-Benz CL600: $2754.80 7. Audi R8 V-8 Coupe: $2751.55 8. Porsche Panamera S: $2744.78 9. Mercedes-Benz SL600: $2715.86 10. Porsche 911 Turbo: $2706.04 Note: For 2010, the only Porsche 911 Carrera GT models available are the GT3 and GT RS. Least Expensive Vehicles to Insure 1. Mazda Tribute I (I-4, FWD): $1070.25 2. Honda Odyssey LX: $1095.26 3. Mazda Tribute I (I-4, AWD): $1103.29 4. Chrysler Town & Country LX (3.3-liter V-6): $1119.83 5.…
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Cleaning up your driving record

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Many driving records contain mistakes. These can cost you hundreds of dollars more per year in auto insurance premiums. If you have been charged with a ticket, accident and / or DUI, you don't need a mistake that makes your record look even worse. According to the Insurance Research Council over 1/5 of driving records contain mistakes. The mistakes exist for varying reasons but the most common reason is that speeding violations which have been dismissed (after completing a traffic school class) still show up on record. Other mistakes result from clerical errors where a DMV employee miss-typed. Only 14 states currently input driving history information electronically, while the rest still use ordinary paper and pen. Such a system is bound to produce errors. If your job requires significant travel…
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Sequoia Car Insurance

Articles, Insurance Company
The Sequoia Car Insurance Company is based in Monterey, California. The Sequoia Insurance Company was founded in 1947 and is an independent insurance company. You cannot buy personal car insurance through them, they don't offer it. They write commercial insurance coverage consisting of Sequoia Edge, employee practices liability insurance, workers’ compensation, California metal workers, Sequoia Enterprise, and Sequoia Agricultural Edge. To see compared in your area just enter your zip code now in the beige box above! Sequoia Edge is a line of comprehensive and flexible business insurance that covers property, general liability, professional liability, crime, and inland marine. Sequoia Enterprise is a coverage plan for small businesses that have an annual sale of less than $5 million and property values of under $10 million. Sequoia Agriculture Edge is a…
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Why car insurance sucks…and what you can do about it

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#1 The states often do not require you to buy auto insurance, but regulate that you to are financially responsible in case of an accident. Surety bonds were hard to find and classified under sr-22 high risk, so they were as expensive as auto insurance. Also you don't enjoy the features of auto insurance with cash deposit and surety bond. don't Those methods only pay for damage to another driver, car or property, not your car, self or property. #2 Car insurance costs a lot, but there are common sense things you can do to reduce your premiums or get better coverage. Lower comp & collision on an older car. Don't get medical coverage if you have health insurance and all your passengers have health insurance. Always get rates from…
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Questions to ask before buying auto insurance

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Does the car insurance company (have): Pay for the full replacement value of the car (not depreciated value) Require OEM parts for auto repairs? Offer the same coverage for rental cars I drive? A local agent in my area? Offer homeowners coverage? Offer a safe driver discount to new customers? Verify your mileage when determining my rate? Offer a discount for retired or military members? Provide a discount for multiple policies? Have reps available 24/7 to report a claim or make changes? Offer a full service website for making payments, changes and file claims? Pay for a rental car while I'm getting my car repaired? Use independent or employee adjusters? Other specialty questions: Provide coverage if I require an Sr-22? Allow me to suspend collision coverage if I won't be…
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What you should know about getting auto insurance quotes online

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An old proverb: The art is not in making money, but in keeping it. Getting auto insurance online can help you keep more of your money. Use the zip code box above to compare car insurance rates. Check out several carriers and a couple agents and use the right coverage as a benchmark. Determine if you have enough or in some cases, too much car insurance. Be careful where you submit even your contact info. Other sites sell your info to competing insurance salesmen. Beware when getting auto insurance elsewhere Read the fine print to see if you have to pay a brokerage fee; Find out your driving record has mistakes before an insurance carrier finds some non disclosed information about driving record; In California, insurers can't use your credit…
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No-fault auto insurance

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No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance. "No-fault" relates only to the medical coverage. If someone hits your vehicle, and he's at-fault, he is still legally liable to pay for the damages to your vehicle. All auto insurance companies sell some type of medical or PIP coverage for their auto policies, but not all states have "no-fault" statutes. Incidentally, the mandate in no fault insurance states IS similar to Obamacare in some ways. But if there's no vehicle in the family, you don't need medical payments coverage, or PIP. The majority of the United States does not have mandatory medical payments coverage on auto insurance. Florida drivers are pissed their no fault laws are costing them an extra…
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Military Auto insurance discounts

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Most auto insurance carriers offer military discounts and the ability to "pause" your coverage during deployment. What you need to know is how that insurance carrier views you as a driver. The company you are considering might target drivers with tickets (non standard) or prefer someone with a clean record (preferred). They may also might be competitive in one state but have higher cost in another. The best way to find out is to enter your zip code in the box above to start the process of getting prices. Because the quotes you are given are real time rates based on the info you provide, you will be sure you are not wasting your time. Many on other auto insurance web sites people are given average surveys prices or estimates,…
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Senior Auto Insurance

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Betty Friedan once said "Aging is not lost youth but a new stage of opportunity and strength." Is that some type of joke? Aging is often accompanied by depression and medical bills. But seniors must maintain their insurance while on reduced incomes. Luckily, older drivers have some of the lowest car insurance rates to a point. Medical Issues The good (and bad) news is there is no exact age when a driver is considered too old to drive. As drivers age, vision and hearing deteriorate. Comprehension and reaction times will slow. Also Seniors don't heal as fast after an accident and may already have complications from another health condition. Often the car insurance company that will pay for that care. When combined with the likelihood of much older seniors getting…
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About Gap Insurance – Guaranteed Auto Protection

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Unless you put a large down payment on your new car, it will probably be worth considerably less than what you owe on it. You should buy gap insurance either as soon as you sign the contract or within 30-90 days of purchase (or you may not qualify for the coverage). May be a waste of money if you have a (short-term ) 36 month loan or less. If your down payment was 20% or more, your gap is filled with your equity. Gap insurance only covers up to a certain dollar amount and percent of the manufacturer's suggested retail price of the vehicle at the time of loss. If you finance a lot of higher dealer profit options, even gap insurance may not cover the difference. There is usually…
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