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No-Fault Auto Insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military Insurance Discounts. There were two large players in auto insurance for military or government personnel.
Senior Auto Insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap Insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.
Classic Car Insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts. |
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Buying tips for classic car insurance:
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Make sure you get your classic car insured for agreed value (not stated or actual cash value).
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The "Agreed Amount" should represent the true market value of the car at the time the policy is written.
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If the market value changes during the policy period, the "Agreed Amount" can be changed by endorsement.
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At each policy renewal, the "Agreed Amount" should be changed, to reflect current market value.
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You'll need an appraisal, and pictures of all four sides of the car and of the interior.
- Understand the mileage limits of your classic car insurance policy and if you drive more than occasionally, get a no mileage limit policy.
- Have an in writing basis for your car's agreed value so you can back up your damages in the case of a claim.
- Some classic car insurance policies have warranties and restrictions allowing you to drive the car only to special events and car club events.
Go to my problems when insuring classic cars page.
Read what is classic car insurance?
Also check out the Most stolen collector vehicles page.
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Comparison Market, they offer online binding, a dependable interface and many top rated carriers.
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