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Buying tips for classic car insurance
Call 1-888-700-2268 for rates from an agent licensed in your State.
Make sure you get your classic car insured for agreed value (not stated or actual cash value).
The "Agreed Amount" should represent the true market value of the car at the time the policy is written.
If the market value changes during the policy period, the "Agreed Amount" can be changed by endorsement.
At each policy renewal, the "Agreed Amount" should be changed, to reflect current market value.
You'll need an appraisal, and pictures of all four sides of the car and of the interior.
Understand the mileage limits of your classic car insurance policy and if you drive more than occasionally, get a no mileage limit policy.
Have an in writing basis for your car's agreed value so you can back up your damages in the case of a claim.
Some classic car insurance policies have warranties and restrictions allowing you to drive the car only to special events and car club events.
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I recommend Comparison Market, they offer online binding, a dependable interface and many top rated carriers. Call and speak to one of their licensed agents at 1-888-700-2268.