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No-fault auto insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military insurance discounts. There were two large players in auto insurance for military or government personnel.
Senior auto insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.
Classic car insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts. |
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North Carolina State average auto insurance premium.
- Average auto liability insurance premium - $317.60
- Average auto collision insurance premium - $240.24
- Average auto comprehensive insurance premium - $112.51
- Average auto combined insurance premium - $670.35
Bodily injury car insurance mimimum coverage required by North Carolina law:
- $30,000 minimum coverage for death or injury of any one person, any one accident.
- $60,000 minimum coverage for all persons in any one accident.
Property damage car insurance mimimum coverage required by North Carolina law:
- $25,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required? No
- Uninsured motorist required? No
North Carolina Department of Insurance
PO Box 26387
Raleigh, NC 27611
Phone: 919-733-2032 or 800-546-5664
North Carolina Division of Motor Vehicles
1100 New Bern Avenue
Raleigh, NC 27697
Phone: 919-715-7000 or 919-861-3040
Average premiums are based on 2000 from the National Association of Insurance Commissioners.
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