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New York State average auto insurance premiums
- Average auto liability insurance premium - $613.27
- Average auto collision insurance premium - $288.60
- Average auto comprehensive insurance premium - $189.56
- Average auto combined insurance premium - $1,091.43
Bodily injury car insurance minimum coverage required by New York law:
- $25,000 minimum coverage for death or injury of any one person, any one accident.
- $50,000 minimum coverage for all persons in any one accident.
Property damage car insurance minimum coverage required by New York law:
- $10,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required? Yes
- Uninsured motorist required? Yes
New York State Insurance Department
200 Old Country Rd.
Mineola, NY 11501
Phone: 516-248-5886
New York Department of Motor Vehicles
6 Empire State Plaza
Albany, NY 12228
Phone: 518-473-5595 or 212-645-5550