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No-fault auto insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military insurance discounts. There were two large players in auto insurance for military or government personnel.
Senior auto insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.
Classic car insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts. |
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New Mexico State average auto insurance premium.
- Average auto liability insurance premium - $398.07
- Average auto collision insurance premium - $261.41
- Average auto comprehensive insurance premium - $168.85
- Average auto combined insurance premium - $828.33
Bodily injury car insurance mimimum coverage required by New Mexico law:
- $25,000 minimum coverage for death or injury of aNM one person, aNM one accident.
- $50,000
minimum coverage for all persons in aNM one accident.
Property damage car insurance mimimum coverage required by New Mexico law:
- $10,000 minimum auto insurance coverage for aNM one accident.
Other endorsements required?
- Medical Payments (PIP) required? No
- Uninsured motorist required? No
New Mexico Insurance Division
1120 Paseo De Peralta, P.O. Box 1269
Santa Fe, New Mexico 87504
Phone: 05-827-4601
New Mexico Motor Vehicle Division
1100 S. St. Francis Dr., P.O. Box 630
Santa Fe, NM 87504-0630
Phone: 505-827-0700
Average premiums are based on 2000 from the National Association of Insurance Commissioners.
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