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Michigan State average auto insurance premiums
- Average auto liability insurance premium - $281.87
- Average auto collision insurance premium - $400.31
- Average auto comprehensive insurance premium - $161.54
- Average auto combined insurance premium - $843.72
Bodily injury car insurance minimum coverage required by Michigan law:
- $20,000minimum coverage for death or injury of any one person, any one accident.
- $40,000minimum coverage for all persons in any one accident.
Property damage car insurance minimum coverage required by Michigan law:
- $10,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required? Yes
- Uninsured motorist required? No
Office of Financial and Insurance Services
Ottawa Building, 3rd Floor 611 W. Ottawa
Lansing, MI 48933-1070
Phone: (517) 373-0220 or (877) 999-6442
Michigan Secretary of State
Lansing, MI 48918
Phone: 517-322-1460