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Kentucky State average auto insurance premiums
- Average auto liability insurance premium - $389.94
- Average auto collision insurance premium - $235.14
- Average auto comprehensive insurance premium - $108.67
- Average auto combined insurance premium - $733.75
Bodily injury car insurance minimum coverage required by Kentucky law:
- $25,000 minimum coverage for death or injury of any one person, any one accident.
- $50,000minimum coverage for all persons in any one accident.
Property damage car insurance minimum coverage required by Kentucky law:
- $10,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required?- Yes
- Uninsured motorist required?- No
Kentucky Department of Insurance
215 W. Main St.
Frankfort, KY 40601
Phone: (800)595-6053
Kentucky Transportation Cabinet
200, Fair Oaks Lane
Frankfort, KY 40620
Phone: 502-564-4581