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No-fault auto insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military insurance discounts. There were two large players in auto insurance for military or government personnel.
Senior auto insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.
Classic car insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts. |
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Kentucky State average auto insurance premium.
- Average auto liability insurance premium - $389.94
- Average auto collision insurance premium - $235.14
- Average auto comprehensive insurance premium - $108.67
- Average auto combined insurance premium - $733.75
Bodily injury car insurance mimimum coverage required by Kentucky law:
- $25,000
minimum coverage for death or injury of any one person, any one accident.
- $50,000
minimum coverage for all persons in any one accident.
Property damage car insurance mimimum coverage required by Kentucky law:
- $10,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required?- Yes
- Uninsured motorist required?- No
Kentucky Department of Insurance
215 W. Main St.
Frankfort, KY 40601
Phone: (800)595-6053
Kentucky Transportation Cabinet
200, Fair Oaks Lane
Frankfort, KY 40620
Phone: 502-564-4581
Average premiums are based on 2000 from the National Association of Insurance Commissioners.
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