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Kentucky State average auto insurance premiums

  • Average auto liability insurance premium - $389.94
  • Average auto collision insurance premium - $235.14
  • Average auto comprehensive insurance premium - $108.67
  • Average auto combined insurance premium - $733.75

Bodily injury car insurance minimum coverage required by Kentucky law:
  • $25,000 minimum coverage for death or injury of any one person, any one accident.
  • $50,000minimum coverage for all persons in any one accident.

Property damage car insurance minimum coverage required by Kentucky law:
  • $10,000 minimum auto insurance coverage for any one accident.

Other endorsements required?
  • Medical Payments (PIP) required?- Yes
  • Uninsured motorist required?- No
Online Auto Insurance Agents in Kentucky

Kentucky Department of Insurance
215 W. Main St.
Frankfort, KY 40601
Phone: (800)595-6053

Kentucky Transportation Cabinet
200, Fair Oaks Lane
Frankfort, KY 40620
Phone: 502-564-4581