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No-fault auto insurance. No-fault insurance refers to medical coverage which you are required by state law to carry on your automobile insurance.
Military insurance discounts. There were two large players in auto insurance for military or government personnel.
Senior auto insurance. (a.) Take a drivers safety course and (b.) go with auto insurance that gives seniors a discount.
Gap insurance. Unless you put a large down payment on your new car, it will be worth less than what you owe on it.
Classic car insurance. Aka collector car insurance can save you a significant amount of money and increase coverage amounts. |
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Colorado State average auto insurance premium.
- Average auto liability insurance premium - $435.04
- Average auto collision insurance premium - $244.80
- Average auto comprehensive insurance premium - $201.89
- Average auto combined insurance premium - $881.74
Bodily injury car insurance mimimum coverage required by Colorado law:
- $25,000 minimum coverage for death or injury of any one person, any one accident.
- $50,000 minimum coverage for all persons in any one accident.
Property damage car insurance mimimum coverage required by Colorado law:
- $15,000 minimum auto insurance coverage for any one accident.
Other endorsements required?
- Medical Payments (PIP) required?- No
- Uninsured motorist required?- No
- Colorado was a no fault state since 1974, but repealed their no fault statutes in July of 2003
State of Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: 303-894-7499
Colorado Department of Revenue Motor Vehicle Division
1881 Pierce St.
Lakewood, CO 80214
Phone: 303-205-5600
Average premiums are based on 2000 from the National Association of Insurance Commissioners.
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