Alabama average auto insurance premiums

• Average auto liability insurance premium - $319.76
• Average auto collision insurance premium - $278.56
• Average auto comprehensive insurance premium - $119.84
• Average auto combined insurance premium - $718.16

Minimum car insurance requirements in Alabama:

• Liability minimum for each individual injured party per accident: $20,000
• Total liability minimum for all injured parties per accident: $40,000
• Total property damage minimum per accident: $10,000
• Medical Payments (PIP) required? No
• No-fault state? No
• Uninsured motorist required? No
• Alternatives to motor vehicle liability insurance - Motor vehicle liability bond ($50,000)

Online Auto Insurance Agents in Alabama

Alabama Department of Insurance
201 Monroe Street, Suite 1700
Montgomery, AL 36104
Phone: 334-269-3550

Alabama Department of Public Safety
500 Dexter Ave.,
Montgomery, AL 36130
Phone: 334-242-4371

Alabama Department of Transportation
1409 Coliseum Blvd.
Montgomery, AL 36110
Phone: 334-242-6358

Average premiums are based on 2000 from the National Association of Insurance Commissioners.